房產 & 理財客製化
何謂房產和理財客製化方案
購買房地產來出租不僅可以坐等房地產升值還可以每個月獲得租金的被動收入，對於投資人來說是一項良好的長期投資策略。但傳統實務上，單單只將資金注入於房地產卻只會將財務風險無限膨脹的擴大。如今，房產投資搭配客製化理財方案已被證實可以有效將房產投資的單一風險給降低並提高收益率，如何幫客戶客製化一個方案以降低風險，便是我們的責任。
從過去經驗來看，房地產升值要到一個滿意的報酬率之前平均約需等待六至十年的時間，通常這段時間投資人單單只靠租金收益的報酬率卻又太少。但因出租收益屬於被動收入，因此現今會將租金收入作再作其他配置，根據客戶風險屬性轉入中短期的配置，這樣子作會有四項優勢。
What is property and financial customization program? Buy real estate to rent not only can allow for gains in real estate appreciation, but it can also serve as a monthly rental income of passive income for investors and serves as a good long – term strategy. But in the traditional practice, by only focusing and investing solely in real estate increases financial risk. Today, real estate investment with custom financial management program has been proven to be effective in real estate investment to minimize risk and improve the rate of return. To help customers come up with a customized solution to reduce risk is our responsibility.
From past experience, real estate appreciation to a satisfactory rate of return before the average waiting for about six to ten years, usually this time investors alone rely on the return on rental income. But rental income is a passive income, so the rental income for another configuration, according to the customer risk attributes into the short-term configuration, this will have four advantages.
透過整體經濟環境，投資人可以享受經濟成長所帶來的資本利得收益。
First, value-added opportunities Through the overall economic environment, investors can enjoy the economic growth brought about by the capital gains.
透過將租金收入轉入其他可靈活變現的資產可以將房地產單一風險轉嫁到其他市場，更進階的是將風險分散到不同領域以避免單一風險所帶來的威脅。
Second, diversification. By transferring rental income to other flexible assets, the real estate risk can be passed on to other markets, and more advanced is to spread the risk to different areas to avoid the threat of a single risk.
透過低風險方案，投資人不僅可以安全的將收益儲存起來並獲得高於市場利率的成長等待新一輪的投資機會，也可以透過各種方法安全避開高昂的稅將資產轉移。
Third, preservation and asset transfer. Through the low-risk program, clients can not only securely save their earnings and get higher than the market interest rate growth waiting for a new round of opportunities, but also through various methods avoid the high tax transfer of assets.
若是透過有固定收益的工具來當作再投資方案，投資人也可以輕易創造出更高的被動收入來增加防禦性資產。
Fourth, increase passive income. If you use a fixed-income tool as a reinvestment program, investors can easily create higher passive income to increase defensive assets.
以上提到的便是簡易的再投資理財方案，但為了為客戶量身客製化，恆富地產理財與市場不同的是，我們的客製化方案會根據客戶的短中長期目標與風險承受度加上找出您資產中需要優化的項目去調整整體的理財方案，並且，透過恆富專業團隊的分析，時刻去針對目前國際經濟狀況調整各項資產的比例才能達到最佳效率的組合資產方案。透過恆富客製化理財方案，讓您安心的保有永恆的財富。
The above mentioned is a simple financial solutions, but in order to customize solutions specifically for the customer, Everest Global Realty financial and the market is different, our customization program will be based on the customer’s short- and long-term goals and risk. As well as the need to optimize the assets to adjust the overall financial plan, and through the analysis of Everest professional team, always adhere to the current international economic situation to adjust the proportion of the assets in order to achieve the best efficiency of the portfolio assets solutions. Through the constant wealth of customized financial management solution, we provide to you a peace of mind to maintain and increase wealth inheritance.
